Terms & Conditions

1. About Us
This website is operated by Tony Phelps @ Tarl Marketing, registered in the United Kingdom.
Our contact details:
- Email: tony@tarlmarketing.co.uk
- Address: 77 Fourth Avenue, Frinton on Sea, Essex United Kingdom CO13 9DY

2. Our Products
We provide digital downloads, online courses, and eBooks (“digital content”). All products are delivered electronically via our website or email.

3. Ordering & Payment
- Prices are shown in GBP and include VAT (if applicable).
- Payment must be made in full before access or download is granted.
- You must ensure your email address and payment details are correct when ordering.

4. Consumer Rights & Refunds
- Under the Consumer Contracts Regulations 2013, you normally have a 14-day right to cancel.
- However, because our products are digital downloads and online courses, by purchasing you agree that:
  - Access is provided immediately after payment.
  - You therefore lose your automatic right to cancel once you have downloaded or accessed the product.
- If you experience technical issues preventing access, please contact us and we will assist you.
- We may offer refunds at our discretion in exceptional circumstances.

5. Use of Our Content
- All content, including eBooks, courses, downloads, and materials, is protected by copyright and intellectual property law.
- You are granted a personal, non-transferable licence to use the content for your own learning.
- You must not:
  - Share, resell, copy, or distribute our content without written permission.
  - Use our content for commercial purposes without our consent.

6. User Responsibilities
- You must be at least 18 years old to purchase from our website.
- You agree to provide accurate information when registering or purchasing.
- You must keep your login details confidential and not share them with others.

7. Data Protection & Privacy
- We collect and process personal data in line with the UK GDPR and Data Protection Act 2018.
- Our Privacy Policy explains how we use your data, including cookies and marketing preferences.
- By using our website, you consent to the processing of your data as described in our Privacy Policy.

8. Limitation of Liability
- We provide our content for educational and informational purposes only.
- We do not guarantee any specific results from using our products.
- To the fullest extent permitted by law, we are not liable for:
  - Any indirect, incidental, or consequential losses.
  - Any issues caused by your misuse of our content or website.

9. Website Availability
We aim to keep the website available at all times but cannot guarantee uninterrupted access. We may update, suspend, or withdraw parts of the site without notice.

10. Governing Law
These Terms & Conditions are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Us
If you have any questions about these terms, please contact us at: tony@tarlmarketing.co.uk.